منابع مشابه
Premium Calculation and Insurance Pricing
This survey of premium calculation and insurance pricing explains classical theories and their recent generalizations, summarizes main issues and results, and describes current developments in the area.
متن کاملDynamic Risk Diversification and Insurance Premium Principles
We present an approach to the dynamic valuation of exposure risks in the multi-period setting, which incorporates a dynamic and multiple diversification of risks in Pareto optimal sense. This approach extends classical indifference premium principles and can be applied for the valuation of insurance risks. In particular, our method produces explicit computation formulas for the dynamic version ...
متن کاملHealth Insurance and the College Premium ∗ Anson
The gap between the rich and the poor is rising. During the past 30 years, this difference has been especially pronounced between college graduates and non-college graduates. The ratio of skilled (college educated) wages to unskilled (non-college graduate) wages is called the skill premium, and it has also increased over the past 30 years. The increase in the skill premium has continued despite...
متن کاملEmployee responses to health insurance premium increases.
OBJECTIVE To determine the sensitivity of employees' health insurance decisions--including the decision to not choose health maintenance organization or fee-for-service coverage--during periods of rapidly escalating healthcare costs. STUDY DESIGN A retrospective cohort study of employee plan choices at a single large firm with a "cafeteria-style" benefits plan wherein employees paid all the a...
متن کاملPaying a Premium on your Premium? Consolidation in the U.S. Health Insurance Industry By Leemore Dafny,
We examine whether and to what extent consolidation in the U.S. health insurance industry has contributed to higher employer-sponsored insurance premiums. We exploit the differential impact across local markets of a large national merger of two insurers to identify the causal effect of concentration on premiums. Using data for large groups, we estimate premiums in the average market were approx...
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ژورنال
عنوان ژورنال: ERA Forum
سال: 2008
ISSN: 1612-3093,1863-9038
DOI: 10.1007/s12027-008-0074-3